Privacy Policy

Last Updated: April 7, 2026

PennyNex (“we,” “us,” or “our”) operates the website pennynex.com (the “Site”). This Privacy Policy explains what information we collect, how we use it, and what choices you have. By using the Site, you agree to the practices described in this policy.

1. Information We Collect

Information You Provide Directly

When you subscribe to our email newsletter, submit a contact form, or leave a comment, we may collect personal information such as your name and email address. We only collect information that you voluntarily provide.

Information Collected Automatically

When you visit the Site, certain information is collected automatically through cookies and similar tracking technologies. This may include:

Your IP address
Browser type and version
Operating system
Referring URL
Pages visited and time spent on those pages
Date and time of your visit
Device type and screen resolution

This data helps us understand how visitors use the Site so we can improve content and user experience.

2. Cookies and Tracking Technologies

Cookies are small text files stored on your device when you visit a website. We use cookies for the following purposes:

Essential cookies — Required for basic site functionality, such as remembering your cookie consent preferences.
Analytics cookies — Used to collect anonymous data about how visitors interact with the Site (see Section 3 below).
Advertising cookies — Used by our advertising partners to serve relevant ads and track ad performance (see Section 4 below).

Managing Cookies

Most web browsers allow you to control cookies through their settings. You can set your browser to refuse cookies or to alert you when cookies are being sent. Please note that disabling cookies may affect the functionality of the Site.

You can also opt out of personalized advertising by visiting:

3. Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC, to analyze traffic to the Site. Google Analytics uses cookies to collect anonymous data such as the number of visitors, the pages they visit, and the source of their traffic.

Google Analytics may transfer this data to servers in the United States. Google will use this information on our behalf to evaluate your use of the Site, compile reports on site activity, and provide other services related to website usage.

You can opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-On.

For more information on how Google handles data, please review Google’s Privacy Policy.

We use Google AdSense to display advertisements on the Site. Google AdSense is an advertising service provided by Google LLC that uses cookies and web beacons to serve ads based on your prior visits to the Site and other websites across the internet.

Google uses cookies (including the DoubleClick cookie) to serve ads based on your visits to this Site and other sites on the internet.
Google’s use of advertising cookies enables it and its partners to serve ads to you based on your browsing patterns and interests. This is commonly known as personalized or interest-based advertising.
Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
Google may collect and use data such as your device identifiers, browsing activity, and location data to personalize the ads you see.

Your Choices

You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookies for personalized advertising by visiting www.aboutads.info.

For more details, please review How Google Uses Information from Sites or Apps That Use Our Services.

If you subscribe to our email newsletter, we collect your email address and, optionally, your first name. We use this information solely to send you newsletter content related to personal finance education, site updates, and occasional promotions.

We use a third-party email service provider to manage our mailing list and deliver emails. Your email address may be stored on their servers. We do not sell, rent, or trade your email address to any third party.

You can unsubscribe from our newsletter at any time by clicking the “unsubscribe” link at the bottom of any email or by contacting us at hello@pennynex.com.

6. Third-Party Links

The Site may contain links to third-party websites, products, or services. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to read the privacy policy of any website you visit after leaving the Site.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law. Anonymous analytics data may be retained indefinitely for trend analysis.

8. Data Security

We take reasonable technical and organizational measures to protect the personal information we collect from unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Children’s Privacy

The Site is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately so we can delete it.

10. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

Access — The right to request a copy of the personal data we hold about you.
Correction — The right to request that we correct inaccurate or incomplete data.
Deletion — The right to request that we delete your personal data, subject to certain legal exceptions.
Objection — The right to object to our processing of your personal data for certain purposes, including direct marketing.
Data Portability — The right to request that we transfer your data to another service provider in a structured, machine-readable format.

To exercise any of these rights, please contact us using the information in Section 12 below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

PennyNex Email: hello@pennynex.com Website: pennynex.com